Auto Insurance Claim Challenges: When The Other Driver Is Arrested

I always thought insurance claims for accidents were pretty straightforward until I was rear-ended by a driver who was intoxicated. Since he was arrested for driving under the influence, I had a hard time filing the claim with his insurance company. They couldn't talk to him while he was in jail, so the whole process became much more complex. I realized that there wasn't a lot of information out there about what to expect in these types of situations, so I decided to create this site to help others see what I went through and how the situation was finally resolved. I hope that it helps you if you're ever in an accident like mine and the at-fault driver is difficult to reach.

2020

4 Easy Methods For Reducing Your Car Insurance Premium

25 February 2020

If your car insurance premium is a little more than your budget allows for, you can make adjustments to your coverage that will help immediately lower your premium and save you some money on your bills for the moment. Easy Way #1: Increase Your Deductible One straightforward way to reduce your premium is increasing your deductible. Your deductible is what you pay when you have a claim. For example, if you were to damage the front end of your car in an accident, and the repair costs $1500 and you have a $500 deductible, you would pay the $500, and your insurance would cover the other $1,000.
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