Auto Insurance Claim Challenges: When The Other Driver Is Arrested

I always thought insurance claims for accidents were pretty straightforward until I was rear-ended by a driver who was intoxicated. Since he was arrested for driving under the influence, I had a hard time filing the claim with his insurance company. They couldn't talk to him while he was in jail, so the whole process became much more complex. I realized that there wasn't a lot of information out there about what to expect in these types of situations, so I decided to create this site to help others see what I went through and how the situation was finally resolved. I hope that it helps you if you're ever in an accident like mine and the at-fault driver is difficult to reach.

2015

Issues Surrounding Mileage Based Insurance

21 July 2015

Pay-as-you-drive, also known as mileage-based, insurance is one of the new ways of paying for car insurance coverage. In its simplest form, the insurance company charges you based on how much you drive – the more you drive, the more you pay. Since it's a relatively new concept, it's still fraught with misconceptions. Here are some of the things people say about mileage-based insurance, as well as explanations of whether they are true or not:
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Three Simple Changes That Can Reduce Your Home Insurance Premium

15 July 2015

Although you can't put a price on the importance of home insurance, you can make some simple changes to reduce the amount you pay each month. The next time your home insurance policy comes up for renewal, skip the idea of shopping around for a lower rate and, instead, talk to your insurance agent and ask how a number of different factors can lower your premium. The changes you make don't have to be major -- often, a minor change that has little consequence on how you live your day-to-day life can save a significant amount of money.
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3 Common Car Insurance Myths That Need To Be Scrapped

26 June 2015

Car insurance can be a tricky subject as there are many factors that come into play regarding coverage options and premium rates. Due to this, there are a lot of myths surrounding car insurance that are out there. Below are three such auto insurance myths and the facts behind them. Myth #1: My Insurance Covers Theft, Vandalism, and Weather Damage Fact: The coverage items mentioned above are not standard, but they can be purchased as an optional add-on.
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Letting Your Teen Drive: 4 Money-Saving Tips For Auto Insurance

25 June 2015

It is no secret that children are expensive. Even though you are used to spending money on your child, you may be surprised by how expensive it is when your teen starts driving. The cost of a vehicle, gas, and auto insurance really add up—even if they are helping to pay for it. Fortunately, you can save some cash while still giving your child what they want: their driver's license and a car.
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Ready To Retire? How To Save On Age-Related Auto Insurance Premium Increases

4 June 2015

Car insurance rates are one of the hardest things to predict, particularly as you age. Whether you're getting closer to retirement or you've already gotten there, you're probably going to see an increase in your insurance premium rates. Most insurance companies consider older drivers to be higher risk because of the gradual decline in cognitive responses as you get older. If you're facing increased premiums, here are some suggestions to help you save money in the long run.
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