2014
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Three Reasons Why All Young Adults Should Invest In Life Insurance
As a young twenty-something, you may be scratching your head as to why you would need to invest in life insurance. It is already difficult enough to budget with your limited salary. Adding an additional expense to the mix would only make matters worse. Futhermore, you would likely never see anything tangible come from such an expense. Truth be told, purchasing life insurance at a young age is one of the best decisions you could possibly make.
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3 Reasons To Consider Permanent Life Insurance
Permanent insurance may not be for everyone—the decision to purchase whole over term insurance is one that is based on personal budget, long-term financial goals, age and coverage needs. If it's determined that term is best for you and your family, then purchase a term policy. The most important thing to remember when purchasing any life insurance policy is that you are getting adequate coverage to protect your family in the unfortunate event of your death, but here are several key reasons to strongly consider going with a permanent policy instead.
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7 Ideas To Reduce Auto Insurance Premiums
Taking time to shop for a less expensive auto insurance premium can be exhausting and discouraging. Especially for households that have a strict budget they must adhere to, the premiums can often seem expensive. This article lists seven ways to help reduce auto insurance premiums and stress when shopping around. Maintain a clean record. While this may not always be possible, avoiding having tickets and accidents on one's driving record is the best way to keep auto insurance premiums low.
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5 Tips For Lowering Auto Insurance For Teenagers
When it comes to keeping your insurance costs low when a teenager is added to your policy, this can be challenging. Insurance companies typically charge more for new or inexperienced drivers. As a parent, who may be responsible for paying the bill, it's important to know effective tips to help keep insurance costs down when the teenager in your family starts driving. Tip #1: Insure an older car for your teenager Avoid obtaining a comprehensive policy that may be expensive when insuring your teen.
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Questions To Ask An Agent Before Buying A Flood Insurance Policy
No matter where you live, it's a good idea to have a flood insurance policy in place. However, this is especially true if you live in an area where flash floods are common or annual rainfall amounts are high. After all, you may not realize it, but your homeowner's insurance policy alone likely doesn't cover flooding. Before you purchase just any flood insurance policy, however, there are some questions you should ask your insurance agent.
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Update Your Home Lately? It Could Save You On Insurance Costs
It's important to let your home insurance provider know when you update your home because you need the coverage altered, and it could save you money. If you are taking the time to make your home more modern and safe, your insurance company could be willing to give you a discount on your policy. Replacing some of the appliances and the structural components or adding new features throughout the home is something that must be done over time, and you want to give your insurance company detailed information.
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Common Auto Insurance Myths
While automobile insurance isn't a new concept, it is still not fully understood by many drivers. In fact, many drivers believe long-standing myths about vehicle insurance that may be costing them money or leaving them with costly gaps in their coverage. The following list of common auto insurance myths still thrive in popular culture even though they have no basis in reality. Myth 1: Red Cars Are More Expensive to Insure
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3 Ways A Job Change Can Affect Your Auto Insurance Rates
When you change jobs, you may not think about how it could affect your auto insurance rates. Depending on the changes involved, you may end up paying more or less than you were previously. In general, these are ways in which your new job could change how much you pay for car insurance: 1. Affinity discounts Some car insurance companies offer what are known as "affinity" discounts. They vary from insurer to insurer, depending on the business relationship they have with particular organizations.
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Need Car Insurance? Avoid Making One Of These 3 Mistakes
How many times have you thought that the lowest price on car insurance meant it was going to be the best? If so, you aren't alone. Many people are worried about saving money in their pocketbook. They opt to go with whoever quotes them the lowest premium, but that isn't the smartest move. One of the best things you can do is spend time looking around to make sure you choose the right company for your needs.
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Senior Living: 5 Ways To Save Money On Auto Insurance
In today's world, seniors make up a large portion of American drivers. If you are like most seniors, you live on a fixed income. Unfortunately, auto insurance can take up a large portion of your monthly income—but it doesn't have to. If you are looking to save on your auto insurance bill, keep these five tips in mind. 1. Look at Senior Discounts Believe it or not, seniors are the safest driving group in America.
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