Posts

  • Other Things That Commercial Insurance Covers Which May Prove Useful To You As A Landlord

    Owning and renting commercial insurance properties brings as many challenges as it does rewards. You are inclined to place insurance on all of your properties wherein people are either working or living, but what about your empty, abandoned properties? How about your land-only commercial properties? Should you cover those, and if so, why? The following reasons to keep commercial insurance on these properties might motivate you to get them covered in a hurry.
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  • 3 Reasons To Insure Your Small Alpaca Farm

    Raising animals as a hobby can quickly turn into a source of revenue for many people. Alpacas are prized for the valuable fibers contained in their coats. Selling these fibers can be a great way to supplement your income, but as soon as you begin to make money from your pet alpacas it's important to recognize that you are running a business. Here are three reasons why you should be insuring your small alpaca farm in order to protect your financial resources in the future.
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  • 3 Reasons To Contact Your Car Insurance Agent Before You Move

    If you are getting ready to move, you might be thinking about calling a moving company, not your insurance company. However, there are a few reasons why it's important to call your insurance agent before you move. 1. Your Policy Might Require It Many insurance companies require that you notify them if you move and if your vehicle will be garaged elsewhere from the address that has been listed on the policy.
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  • Three Things To Consider Before Buying A Minimum Coverage Auto Insurance Policy

    There are minimum insurance requirements for driving a car. For many car owners, all that is needed is a minimum coverage policy. In most cases, this means you will have liability and property damage. In short, you will have coverage for the damage you do to property and personal injury up to a maximum specified by the law. However, before you purchase this type of policy, there are three things you may want to add to a minimum coverage policy.
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  • Why You Should Take Out Home Insurance

    Your home is your most expensive and valuable purchase, and for that reason, it is imperative that you protect it. One of the ways that you can do that is by taking out a home insurance policy. While some people see these policies as a waste of time, they are actually a really great investment. In fact, home insurance can benefit you (and your home!) in a number of ways.
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  • Make Sure Your Belongings Are Insured When Traveling

    Home insurance insures your home, but it also protects more than that. Most home insurance policies also include personal property coverage. Personal property coverage is designed to insure your personal property, that is your belongings and possessions, against any covered perils, which may include theft, fire or other risks. If you travel, it's this insurance coverage that will protect your belongings that you take with you -- if you have the right type of coverage.
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  • Make Sure The Person Looking After Your Empty Home Will Complete This Checklist

    When you're planning to be away from your home for several days, it's a good idea to recruit a trusted neighbor who can visit to ensure everything is as it should be. This helper's duties will not only include visual things such as picking up your mail and mowing your lawn, but also looking in on the condition of the home. Many home insurance providers ask that you have someone enter your home if you're away for multiple days – contact your local representative to ensure that you know your provider's rules in this regard.
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  • 5 Tips For Cutting Your Home Insurance Costs

    Home insurance costs can be affected by many different factors. For example, if you own an aggressive dog breed, you may pay more for home insurance than someone who has a meeker dog. If you find yourself paying more money for home insurance than everyone else, you probably feel pretty frustrated. Here are five helpful tips for cutting your home insurance costs: Install an Alarm System A security alarm system can have a positive effect on your home insurance premiums, especially if you live in a more dangerous neighborhood.
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  • Quick Tips To Lower Your Auto Insurance Rate

    If the cost of your car insurance is really high, you have probably considered switching to a liability coverage plan or minimizing your coverage tremendously. Though these are both ways to save money on your car insurance premium, it can definitely put you at risk, which can end up costing you more in potential car damages if you happen to be involved in a car accident. So, if you want to lower the costs of your car insurance rate, be sure to avoid putting yourself at risk and do the following:
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